Frequently Asked Questions

Parents up front and two kids standing in open van door

Here are the answers to the most commonly asked questions about auto policies and comparison shopping.

What are cheap auto insurance rates?

These are pricing estimates of the discounted premiums you will pay for a particular policy. They might reflect how large of a premium you will pay annually or semi-annually. On our site, you can get estimates from multiple insurers for free.

How do I view the prices?

You can apply for free by filling out our simple, online form. The form will ask you for information such as your name, phone number, etc. It is free to fill out and comes with no obligation. Once we have your information, we will instantly provide you with pricing from up to five different insurers. You will see these figures side-by-side to help you compare policies easily. We also present our quotes in plain, straightforward terms to help you compare apples-to-apples. You can then apply for a plan with a particular insurer or save your information to review later.

Are you an insurer?

No, we are not a carrier, and we do not issue policies. We are simply a free referral service that helps our visitors find affordable policies from different providers. Our goal is to serve as a one-stop-shopping destination for those in the market for affordable policies. We want to make your shopping experience as pleasant, efficient, and inexpensive as possible. Our service is free, and we have no stake in which company you end up choosing.

Which company will issue my plan?

You will receive estimates from up to five different providers. Which companies offer you quotes will depend on your location, needs, and preferences. You will have your choice of at least four different insurers. Some of the companies that participate in our network include Allstate, American Family, Farmer's, State Farm, Safeco, and many more.

How can I find the best deals?

The best way to get affordable premiums is to shop around. Most experts recommend getting at least two or three different quotes before buying a plan. Thankfully, you can get all the quotes you need on our site for free. We basically do all of your shopping for you. Along with the shopping we do, we have also provided you with information on ways to save money on your policy.