Save Big on Your Policy

Discounts can help you save a considerable amount of money on your auto policy. Here are the basic discounts most insurers offer.

Safe Driver Discounts

Safe driving is one way to get cheap auto insurance rates. Most insurers offer substantial discounts for the following:

No accidents or moving violations for the past three to five years. This will vary by insurer, but most insurers offer cheap auto insurance rates to those who have gone without an accident or a moving violation for three to five years (depending on the insurance company).
Defensive driver. Some companies allow you to qualify for cheap auto insurance rates if you are a senior (age 55 or older) who has taken an approved defensive driving course.

Certain safety features on your vehicle could qualify you for cheap auto insurance rates. Such features might include:

Passive restraints. If your car has factory-installed motorized seatbelts or airbags, you could qualify for this discount.
Anti-lock brakes. An anti-lock brake system could save you money.
Anti-theft devices. Certain anti-theft devices might qualify you for cheap auto insurance rates.

Many other discounts exist that could qualify you for cheap auto insurance rates, such as: